Is Mole Removal Covered by OHIP

Moles are common skin growths that can appear anywhere on the body. While most moles are harmless (benign moles), some may be bothersome or even concerning due to their appearance or location. This raises the question of whether mole removal is covered by OHIP (Ontario Health Insurance Plan), Ontario's publicly funded healthcare system.

The short answer is yes, OHIP covers mole removal in certain circumstances. However, there are some factors to consider before assuming that your specific situation will be covered.

When Is Mole Removal Covered by Insurance?

OHIP covers medically necessary procedures, and this extends to mole removal as well. This means that if a mole is deemed medically necessary to remove, it will likely be covered by OHIP.

Some examples of when a mole may be considered medically necessary for removal include:

  • Suspicious or changing moles that may be cancerous
  • Large or growing moles that cause discomfort or interfere with daily activities
  • Non-suspicious moles in areas prone to irritation, such as the underarms or between skin folds
  • Facial moles that can impact self-esteem and confidence

However, it's important to note that not all moles will be considered medically necessary for removal. This determination is made by a healthcare professional, who will assess the mole and its potential risks or impact on your health.

Does OHIP Cover Mole Removal for Cosmetic Reasons?

Cosmetic mole removal, which is done solely for aesthetic purposes and not for medical reasons, is generally not covered by OHIP. This means that if you have a mole that you simply do not like the appearance of and wish to have removed, you will likely need to pay out of pocket for the procedure.

However, there are exceptions to this rule. If a mole is located in a highly visible or sensitive area, such as the face or genitals, and is causing significant social or psychological distress, it may be considered medically necessary for removal. Again, this determination will be made by a healthcare professional.

Does OHIP Cover Medications and Other Post-Procedures After Mole Removal?

The Ontario Health Insurance Plan generally covers medical services and procedures, but coverage for medications after a mole removal procedure can vary based on individual circumstances.

OHIP primarily covers medically necessary services such as doctor visits, hospital stays, and treatments related to specific medical conditions. While the cost of the mole removal procedure itself may be covered under certain conditions, coverage for post-procedure medications may not always be included. The coverage of medications post-mole removal may depend on the medical necessity and the specific circumstances surrounding the procedure.

Medications prescribed for pain management, infection prevention, or healing purposes may be covered if deemed essential for the recovery process. It's important to consult with your healthcare provider or pharmacist regarding the prescription medications required after a mole removal procedure. They can provide guidance on coverage options, potential out-of-pocket costs, and alternative medication choices if needed.

Remember, each case is unique, and coverage for post-mole removal medications may vary depending on factors such as the type of medication prescribed, the patient's health condition, and the specific terms of the OHIP coverage. 

What to Prepare Before Your Mole Removal to Be Eligible for OHIP Coverage

Medical Necessity

Ensure the mole removal procedure is medically necessary and not solely for cosmetic reasons. OHIP typically covers the removal of moles that pose health risks, require medical attention, or are associated with potential health concerns. Providing clear documentation from your healthcare provider about the medical necessity of the procedure is essential. 

Physician Referral

In some cases, having a physician referral for the mole removal procedure may be required for OHIP coverage approval. Consult with your family doctor or healthcare provider to obtain a referral that outlines the reasons for the procedure and the medical necessity. Including this referral in your submission can strengthen your case for coverage. 

Cost Considerations

Be aware that OHIP may not cover the removal of benign or cosmetic moles. If the mole is benign and does not pose a medical risk, it may not meet the criteria for OHIP coverage. Understanding the distinction between medically necessary procedures and cosmetic treatments is crucial when preparing for mole removal under OHIP.


Gather all relevant documentation, such as medical records, referral notes, pathology reports, and any other supporting information that demonstrates the medical necessity of the mole removal procedure. Clear and comprehensive documentation plays a key role in securing OHIP coverage for the procedure.

What Is the Cost of Mole Removal in Canada Without Insurance?

In Canada, mole removal treatment can vary in cost depending on factors like the type of approach used, the size, location, and types of moles and the clinic or provider chosen for the procedure.

Here are common mole removal procedures and their average costs:

Surgical Mole Removal

Surgical mole removal procedures in Canada can cost as high as $1,500 per mole and as low as $150 per mole. The price range depends on the complexity of the removal process and the specific circumstances of each individual case. 

Laser Treatment

Laser removal for mole may start at about $50-150 per mole treated, with costs varying based on the number of moles to be treated and the location where the procedure is performed. Laser surgery offers a non-invasive option for mole removal.


Cryotherapy for mole removal is a non-invasive technique that involves freezing the mole with liquid nitrogen or another freezing agent. This method is often used for benign moles and skin lesions. Its average cost in Canada ranges from $150 to $325 per lesion treated. Prices may vary based on the size of the mole, the number of lesions treated, and the specific clinic or provider offering the service. 


Electrocautery, also known as electrosurgery, utilizes an electric current to cut tissue or create scars. In the context of mole removal, electrocautery is used to effectively remove moles by applying controlled heat to the targeted area, leading to the destruction and removal of the mole tissue. 

In Canada, the average cost of this treatment without insurance can range from $200 to $500 per mole treated, depending on various factors such as the size and complexity of the mole, the number of moles being removed, and the specific clinic or provider performing the procedure. Like any other procedure for mole removal, prices may vary based on individual circumstances and the location of the clinic. 

Radiofrequency Ablation

Radiofrequency ablation utilizes high-frequency radio waves to shave down moles or skin lesions layer by layer, ultimately removing them without causing extensive scarring. This technique is considered safe and effective for mole removal, with a low rate of complications and minimal scarring post-procedure. Costs typically range from $200 to $600 per mole treated.

How to Reduce the Cost of Mole Removal Procedure?

If your mole removal procedure is not covered by OHIP, there are still ways to reduce the cost. Some options include:

  • Private Insurance Coverage. If you have private health insurance, it may cover cosmetic mole removal procedures. For example, some extended health plans cover a portion of the cost or offer reimbursement for cosmetic procedures. Be sure to check with your insurance provider for coverage details.
  • Consultation With Healthcare Providers. Scheduling appointments with surgeons or dermatologists can help patients understand the specific requirements of their mole removal procedure. By discussing options and associated costs upfront, individuals can make informed treatment decisions.
  • Comparing Costs. Researching different doctors or clinics to compare prices for mole removal procedures can provide insight into cost variations. Obtaining quotes from multiple sources allows individuals to choose a provider that offers competitive pricing without compromising on quality. 
  • Procedure Selection. Understanding the different mole removal techniques available, such as surgical excision, shaving, or laser therapy, can help individuals select a method that meets their needs and budget. Certain procedures may be more cost-effective than others, so discussing options with a healthcare provider is beneficial. 
  • Financial Assistance Programs. Some healthcare facilities offer financial assistance programs or payment plans for medical procedures, including mole removal. Inquiring about these options can help individuals manage costs effectively while receiving necessary treatment. 

Contact The Minor Surgery Center for Quick Mole Removal Procedures

If you are seeking mole removal treatment in Ontario, contact The Minor Surgery Center for efficient and affordable procedures. Our experienced board-certified surgeons can assess your needs and provide personalized recommendations for mole removal, taking into account both medical necessity and cost considerations.

With our state-of-the-art facilities and advanced techniques, we strive to provide minimally invasive and safe procedures with minimal downtime.

Contact us today to schedule a consultation!

April 23, 2024